CapBay
CapBay is a leading Supply Chain Finance (SCF) and Peer-to-Peer (P2P) platform providing flexible and efficient financial solutions for small and medium enterprises (SMEs). Established in 2017, they use a proprietary credit decision model to help SMEs unlock stuck cash flow while connecting them with investors and banks through high-quality financial transactions.
Key Solutions:
- Supply Chain Financing: CapBay acts as a direct financier. Instead of waiting 60, 90, or even 120 days to receive payments from buyers, SMEs can receive immediate funds from CapBay. Buyers will then repay CapBay according to the agreed terms. This model not only supports cash flow but also helps SMEs maintain stable business operations.
- Crowdfunding Platform (P2P): CapBay expands its services through a crowdfunding platform, connecting SMEs in need of capital with institutional and individual investors. These investors can directly invest through CapBay’s digital platform, contributing to the sustainable growth of SMEs.
Achievements and Expansion:
With the successful model in Malaysia, CapBay not only brings significant benefits to SMEs but also creates attractive investment opportunities for investors. This success allows them to sustainably expand its business operations in the Vietnamese market. By raising capital both internally and externally, they can deploy optimal financial solutions without bearing the entire cost alone.
Achievements and Recognition: Billions of Ringgit have been financed through thousands of transactions. CapBay has affirmed its position with prestigious awards, expanded partnerships with major financial institutions, and participated in international fintech events, cementing its pioneering role in the supply chain finance industry.